About Us

The management team behind Pathfinder Payment Solutions cumulatively has over 100 years of experience in the merchant services industry. Several of our executives have over 20 years of industry experience and are considered pioneers of modern payment processing. Working for the now legendary Peach Tree Processing, our founder had the opportunity to view and influence the evolution of payment processing – from primitive manual swipe machines with mailed receipts to real-time electronic processing. After years of payment processing experience, he pursued the American Dream as an merchant services entrepreneur.

Pathfinder Payment Solutions was initially launched in 1998 as Next Day Funding, also called NDF Merchant Services. For over 13 years, this company provided increasingly comprehensive, sophisticated merchant services solutions. This innovative company was a popular exhibitor at transportation industry tradeshows and developed a unique customized solution for the transportation industry that combined payment processing with:

• A cab integrated wireless card processing terminal for use by Taxi Cab operators.
• A prepaid card payment solution representing a next generation alternative to paper vouchers and coupon books.
• A customized reporting package for fleets and individual operators.

NDF Payment Services was rated A+ by the Better Business Bureau, was a member of the Howard County Chamber of Commerce and a member of several transportation industry groups.

FirstACH

FirstACH was launched in July of 2007 as a sister company to NDF Merchant Services. FirstACH was a pioneer ACH/eCheck processing and developed a proprietary payment gateway and powerful online interface that enables customers to add, modify, view and manage both payments and customers in a secure, customer friendly environment. Over a period of more than ten years, FirstACH produced an unparalleled ACH/eCheck solution preferred by thousands of merchants. FirstACH also provided credit and debit card processing solutions. FirstACH was rated “A+” by the Better Business bureau and was a member of the local Chamber of Commerce.

These two successful and experienced merchant services providers combined to form Pathfinder Payment Solutions. Over the years, we have learned the secret to a successful national payment processing business. The very best way to succeed in merchant services is to help our customers and partners find the path to success. That is the laser-like focus of our new company.